"NRF Funding Corp made the mortgage process easy and stress-free! Their team was incredibly helpful, guiding us every step of the way and securing a great rate. We couldn’t be happier with their service!"
Brokly SimmonsWhy Should You Choose Us?
At NRF Funding Corp, we are committed to making the mortgage process smooth, transparent, and tailored to your unique financial needs. With years of industry experience, our team of dedicated mortgage experts works closely with you to provide personalized solutions, whether you're buying your first home, refinancing, or investing in real estate.
We believe in a customer-first approach, delivering reliable advice and support at every step of the way. Our mission is to help you secure the best possible mortgage terms, so you can confidently achieve your homeownership goals. Trust NRF Funding Corp to turn your dreams into reality with expert guidance and exceptional service.
30+
Years Of Experience99%
Customer SatisfactionGet Mortgage Quote
At NRF Funding Corp, we simplify the process. Provide us with a few details, and receive personalized quotes from our trusted lenders.
Get A QuoteMortgage Products
Ready to Buy Your New Home?
Purchasing a new home is an exciting journey, and we’re here to make it seamless. Whether you're a first-time buyer or looking to upgrade, our team will guide you through every step, offering personalized mortgage solutions that fit your needs. Let us help you turn your dream home into a reality with competitive rates and expert advice.
- Respect for all people
- Excellence in everything we do
- Truthfulness in our business
- Unquestionable integrity
Need a Loan? Let’s Make it Simple.
Applying for a loan doesn’t have to be complicated. At NRF Funding Corp, we offer a streamlined process with personalized options to fit your financial goals. Whether you're looking to buy a home, refinance, or invest, we’re here to guide you every step of the way with expert advice and competitive rates. Get started today and secure the funding you need, stress-free.
- Respect for all people
- Excellence in everything we do
- Truthfulness in our business
- Unquestionable integrity
Thinking About Refinancing?
Refinancing your home can save you money and open up new opportunities. Whether you're looking to lower your monthly payments, reduce your interest rate, or access your home's equity, NRF Funding Corp is here to help. Our experts will guide you through a quick and easy process, ensuring you get the best possible terms for your financial future. Let us help you make the most of your home investment!
- Respect for all people
- Excellence in everything we do
- Truthfulness in our business
- Unquestionable integrity
Explore the Benefits of a Reverse Mortgage
A reverse mortgage can give you access to your home’s equity, providing financial flexibility during retirement. With no monthly mortgage payments, you can use the funds for living expenses, medical costs, or anything you need. At NRF Funding Corp, our experts will help you understand the process and find the best solution tailored to your needs. Unlock the value in your home and enjoy greater peace of mind today.
- Respect for all people
- Excellence in everything we do
- Truthfulness in our business
- Unquestionable integrity
Building Your Dream Home? We’ve Got You Covered.
A construction loan from NRF Funding Corp gives you the flexibility to finance your home from the ground up. Whether you're building a custom home or tackling major renovations, we offer tailored loan solutions to fit your project needs. With competitive rates and expert guidance throughout the construction process, we'll help you bring your vision to life. Let us support you every step of the way!
- Respect for all people
- Excellence in everything we do
- Truthfulness in our business
- Unquestionable integrity
FHA loans, VA Loans: Exclusive Benefits for Veterans
FHA loans are designed to help more people achieve the dream of homeownership with lower down payments and flexible credit requirements. Perfect for first-time buyers or those with less-than-perfect credit, NRF Funding Corp will guide you through the process and secure the best terms for your new home.
VA loans offer incredible benefits for veterans, active-duty service members, and their families, including zero down payment and competitive interest rates. At NRF Funding Corp, we’re proud to help those who’ve served our country find the perfect loan option. Let us simplify the process and get you the home you deserve!
- Respect for all people
- Excellence in everything we do
- Truthfulness in our business
- Unquestionable integrity
commercial mortgage solutions
At NRF Funding Corp, we provide tailored commercial mortgage solutions to help businesses grow and succeed. Whether you’re looking to purchase, refinance, or expand commercial property, our team works with a network of lenders to secure the best financing options for your needs. We offer flexible terms, competitive rates, and personalized support to ensure your business has the financial foundation it needs to thrive. From office buildings to retail spaces and industrial facilities, let us help you achieve your commercial real estate goals with confidence.- Respect for all people
- Excellence in everything we do
- Truthfulness in our business
- Unquestionable integrity
A Conventional Mortgage
A conventional mortgage is a popular home loan option not insured by the government. It typically offers competitive interest rates for borrowers with good credit and stable financial histories. Unlike FHA or VA loans, conventional mortgages can be used for a primary residence, second home, or investment property. These loans come in fixed or adjustable rates and often require a down payment of at least 3% to 20%, depending on the loan type and lender. If you’re looking for flexible options and favorable terms, a conventional mortgage could be the right choice for you.- Respect for all people
- Excellence in everything we do
- Truthfulness in our business
- Unquestionable integrity
56+
Veteran Homes Completed
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Pay off high interest debts
Struggling with high-interest debt? Refinancing your mortgage or securing a home equity loan could be the solution. By using your home’s equity, you can consolidate your high-interest debts into a single, lower monthly payment. This can save you money on interest and help you pay off your debt faster, while simplifying your finances. At NRF Funding Corp, we’ll help you explore the best refinancing options to reduce your financial burden and regain control of your budget. Let us help you take the first step toward financial freedom!
Move into a bigger home
Looking to upgrade to a larger space? Whether your family is growing or you simply need more room, NRF Funding Corp is here to help you make the move. With our expert guidance, we’ll find the perfect mortgage solution that fits your budget and future plans. From securing the best rates to navigating the home-buying process, we make it easier for you to transition into the home of your dreams. Let us help you take the next big step in your homeownership journey!
Take the vacation of your dreams
Ready for that dream getaway? Use your home’s equity to fund the vacation you’ve always wanted! With a home equity loan or cash-out refinance, you can access the funds you need to travel the world, all while enjoying competitive rates and manageable payments. At NRF Funding Corp, we’ll help you explore your options, so you can turn your dream vacation into a reality—without the financial stress. Start planning today and let us handle the rest!
Ad to your existing home
Need more space but love where you live? Expanding or renovating your home could be the perfect solution. With a home equity loan or cash-out refinance from NRF Funding Corp, you can fund your home improvement projects with ease. Whether you’re adding an extra room, upgrading your kitchen, or enhancing your outdoor space, we’ll help you find the right financing to bring your vision to life. Stay in the home you love—just make it bigger and better!
Need Help? Read Popular Questions
Qualifying for a mortgage loan involves several key factors. Lenders typically evaluate your credit score, income, employment history, and debt-to-income ratio. A good credit score (usually 620 or higher) demonstrates your creditworthiness, while a stable income and employment history reassure lenders of your ability to repay the loan. Additionally, your debt-to-income ratio—calculated by dividing your monthly debt payments by your gross monthly income—should generally be below 43% for most loans. If you have questions about your eligibility or need personalized assistance, our team at NRF Funding Corp is here to help!
When navigating the mortgage process, a good lender should prioritize transparency and communication. They will take the time to clearly explain the different types of mortgages available, including fixed-rate, adjustable-rate, and government-backed options, along with their respective benefits and risks. A reliable lender will also break down the terms and conditions, making sure you understand key concepts like interest rates, closing costs, and monthly payments. By providing straightforward answers to your questions and addressing any concerns you may have, a good lender empowers you to make informed decisions on your home financing journey. At NRF Funding Corp, we believe in clear communication and are dedicated to guiding you every step of the way.
Yes, it is possible to obtain a mortgage without a traditional credit score, though options may be limited. Many lenders look for alternative ways to assess your creditworthiness. This can include evaluating your payment history on bills such as rent, utilities, and insurance. Additionally, some government-backed loans, like FHA or VA loans, may have more flexible requirements. Working with a knowledgeable mortgage broker can help you navigate these options and find the best solution for your situation. At NRF Funding Corp, we're here to guide you through the process and explore all available avenues to help you achieve your homeownership goals!
Yes, it is possible to obtain a mortgage without a traditional credit score, though options may be limited. Many lenders look for alternative ways to assess your creditworthiness. This can include evaluating your payment history on bills such as rent, utilities, and insurance. Additionally, some government-backed loans, like FHA or VA loans, may have more flexible requirements. Working with a knowledgeable mortgage broker can help you navigate these options and find the best solution for your situation. At NRF Funding Corp, we're here to guide you through the process and explore all available avenues to help you achieve your homeownership goals!
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Questions & AnswerNRF FUNDING CORP OFFICERS
RICHARD MADDEN
Owner Mortgage Specialist. NMLS #3362
FRANK SKARREN
Owner Mortgage Specialist. NMLS #3371
